Your Income is the Problem, Not Your Spending
That feeling hits when you’re looking at your budget for the third…
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Discover stories, thinking, and expertise on personal finance beyond the obvious.
How to Get Out of Debt When You Are Broke
The weight of debt feels heaviest when your bank account is empty.
Intro to Investing
You have built a solid foundation. Your emergency fund is secure in…
Low-Risk, Liquid Savings Options
You have done the hard work of saving money. You have resisted…
How to Set Up Sinking Funds for Annual Expenses
The school fees reminder arrives. The car insurance premium is due. The…
The Psychology of Spending: Breaking Bad Money Habits
You see a notification for a flash sale. Your finger taps "add…
How to Analyze Your Spending Patterns
You have successfully tracked your expenses for a few weeks. Your notebook…
Simple Ways to Track Your Daily Spending
A common frustration is reaching the end of a pay period and…
How to Build an Emergency Fund on a Low Income
The idea of an emergency fund can feel like a luxury when…
What's the Purpose of Budgeting?
You get paid. The money hits your mobile money wallet or bank…
Why a Blank Slate Can Be a Liability
In the architecture of modern finance, creditworthiness is a foundational pillar. A…
Understanding the Cost of Renting
It’s a rhythm, as regular as the moon. The 25th, maybe the…
Why Money is a Terrible Measure of Wealth
We spend our days tracing the same paths. From the bed to…
